Expect lower returns for longer

Sources: Bloomberg and Wells Fargo Investment Institute. Historical average returns are for data from January 1, 1991 to September 30, 2022. Strategic return assumptions are as of July 18, 2022. Forecasts are based on certain assumptions and on views of market and economic conditions which are subject to change. Strategic hypothetical returns are forward-looking geometric return estimates from Wells Fargo Investment Institute of how asset classes and combinations of classes may respond during various market environments. Hypothetical returns do not represent the returns that an investor should expect in any particular year. They are not designed to predict actual performance and may differ greatly from actual performance. There are no assurances that any estimates given will be achieved. An index is unmanaged and not available for direct investment. Past performance is no guarantee of future results. Indexes in order represented by Bloomberg U.S. Treasury Bill (1–3 Month) Index, Bloomberg U.S. Aggregate Bond Index, JP Morgan GBI Global Ex U.S. Index, S&P 500 Index, MSCI EAFE Index, MSCI Emerging Markets Index, Bloomberg Commodity Index. See “Index Definitions and Asset Class Risk Disclosures” link above for index definitions and risks.

Key Takeaways

  • Investors may need to consider saving more or spending less in this environment to reach their financial goals.